PCSB gives you the feeling of the small town bank but with the big city services. They provide free checking and free ATM at their branches, which although are only a few, they are all around the area. The people who work there are so nice, they take their time with each of their customers and really listen to what you have to say. They also have a cute little kids area that makes the waiting in line time so much more bearable for my kids. Try them, you will be happy that you did.