If you are good driver, call them for a quote. They are brokers for Mercury Insurance. I have been with this company for over 5 years and there have been no issues. Even when I buy or sell a car, they are very friendly. They will work very hard to find you the cheapest rates. When I first signed up, I called this office at 6:30pm at someone was there to give me a quote. They did not lowball me with a price to get me in. I switched from CSAA and have never looked back. The office is right off of the 22 freeway. Unlike other insurance brokers, they do not harass you to buy more products. My bill comes directly from Mercury and they keep getting the credit. They sell many types of insurance. Why not buy insurance on the web? I feel more comfortable buying from a local agent. Although agents are seldom involved with the claims process, I know they are on standby should something happen.