Since starting her career in banking and lending at a local bank in 2002, Nikki has built an extensive background with over 17 years of experience in the mortgage industry. As a seasoned mortgage loan officer, she specializes in residential home loans, first-time homebuyer programs, refinancing, VA loans, FHA loans, and conventional mortgages. Nikki is dedicated to helping clients navigate the home buying process, secure optimal mortgage solutions, and achieve the dream of homeownership. Her personalized guidance and expertise in home financing have helped countless clients successfully purchase or refinance their homes. Outside of her mortgage career, Nikki enjoys spending quality time with her three sons and two dogs, always keeping her active and fulfilled.