I have been banking with Morton Community Bank for about 15 years. I do like it because there are plenty of branches in Morton, and it's convenient to do my banking there. However, outside of Morton, there aren't many free ATM's. The other negatives are that all deposits have to be made by 2:00. On-line banking is not real time either so you have to wait till the next day to see your banking information. Other than that the staff is friendly and customer service is also good.