Mr. Masten is one of the last corupt attorneys in the salem county area. at one time he was the president of two banks at the same time. if you are doing a real estate transaction and Mr. Masten does not make even a few dollars on the deal he will kill it. He makes it real easy to use one of the banks that he owns stock in. You do have any of the regulation z choices in a real estate transaction with Mr. masten. It is him, his companies, or he will personally kill the deal. I live for the day that he retires, or has his license revoked.