For nearly 60 years, Heritage South Community Credit Union has been helping friends and neighbors save and borrow money. "We Help When Others Won't" is a passion of every employee. Formerly EPCO Credit Union, Heritage South membership is available to anyone who lives, works, worships or attends school in Bedford, Marshall or Rutherford County, Tennessee. Offices in Shelbyville, Lewisburg and Murfreesboro, Tennessee.. Loans,checking accounts,savings accounts,online banking,mobile banking,mortgages,auto loans,certificates of deposit,IRAs