Although banking is not my favorite thing to do, the people at Elga Credit Union try to make it as hassle free as possible. They offer Visa, Mastercards, home loans, car loans, personal loans along with free checking and a mastercard debit card. The hours of operaton are great, open till 6pm. They also have internet banking.
PROS: Free Checking, Debit Cards
CONS: high intrest on visa
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