I had to have a problem mole removed, and I am not the bravest of souls. Totally freak at needles. The doctors and nurses where simply wonderful with me. And the resulting sore is healing nicely.
They were particularly above par in advising me about the resulting scars that would likely occur with different removal methods. In fact 4 doctors, one medical student and two nurses took the time to make sure I was confident with my decision. Simply wonderful.
Just a warning, you do need a referral in order to get in, regardless of the type of insurance (HMO vs. PPO) that you have.