CMAC and Courtesy auto park are crooks!! Do not go to them! They will screw you! They screwed me, I bought a truck from them years ago and payed it off and was never late or missed a payment. I went back to them last year and bought a car, they gave me the run-around and wouldn't deal and were rude. I was going to go somewhere else but my wife had her heart set on the car we were looking at so I bought it, financed again through CMAC. I made all payments on time and never missed one, I was even a month ahead. We switched insurance companies and my insurance lapsed for three days in between. They repossed my car! They would not listen they wanted the loan paid off before I could get my car back. I let them have it. Then they tried to sue me for $1500 for the ""difference in the loan amount and what they sold it for even though they had it advertised for the same amount I paid for it and the fact that I payed more than that in the opayments that I payed for 8 months! CROOKS!!! Do not buy from these people they will rip you off! I suggest Baxter Ford, I recently bought a truck there and they went above and beyond to help me.