We have been banking with CBT for many years. We received a construction loan in 2007, started building in 2008, and then the economy tanked and our Plan A went to pot. Everyone thought Plan A was all we need, so we didn't have a Plan B. Everyone at the bank has worked with us to mutual benefit, and they have worked with us thru some very difficult times and sticky situations to help us continue to enjoy our dream home. Brian, Lorna, John, Doug and Patty (the last two are no longer with the bank) are THE BEST. I cannot give this bank enough kudos. A handshake really does still have meaning.