This broker will find a loan suitable for your needs at the best rate possible. In our case, they went out of their way to make it happen for us quickly. We had to close by a certain date. When they realized that the bank they were using wasn't going to meet the deadline, they found us one that would and the rate didn't increase. The broker we used was a no-nonsense kind of person and didn't like to be pestered, but she got the job done. We were very pleased.