Its hard to beat state farm prices, and for those who like to be able to have an agent they are a good company to work with. My only complaint is that if you try to file a claim that is not unavoideble ( is this covered?) state farm agents tell you that it will go on your record and affect your rates even if they dont pay out, and this is not true.
PROS: They are everywhere, and they are very accessable with good rates.
CONS: Less than satisfactory claims service on small claims