For a local bank with all the frills of a chain bank, try Bank of Coweta. They have all of the services you look for in a larger bank. For example, they have online account access and online bill pay. They have ATM's at every location and Visa check cards. They have a 24 hours automated account information hotline.
But, while they have all of these frills, they also have the hometown feeling of a local bank. I feel welcome and known when I come in to the main branch. They always have suckers for my kids and I have even heard that they have doggie treats for dogs who come through the drive thru with their owners! Now that is a local bank that cares about it's customers. Try Bank of Coweta. You will not be disappointed.