Bankruptcy provides immediate relief from debt collection, lawsuits, foreclosure, repossession, garnishment and phone calls. Debt collection tactics can result in loss of your income or property, but bankruptcy can help. Under either chapter 7 or chapter 13 payment plans, bankruptcy relief is quick and protective. Chapter 13 can stop foreclosure and repossession while debt payments are reorganized. Chapter 7 provides a fresh start and cancels most debts and allows you to pay the debts you need to, such as your house or car payments if you wish to keep them. Whether you choose a payment plan or a fresh start from too much debt, we can help you. David Andersen is Board Certified in Consumer Bankruptcy Law by the American Board of Certification and has proven his expertise and knowledge with extensive experience and success in helping thousands of clients in west Michigan. Our firm serves the greater Grand Rapids area, including Kent, Ionia, Montcalm, Newaygo, Ottawa, Muskegon, Barry, Allegan, and Mecosta counties. We are conveniently located near the I-96 and Alpine interchange at 866 3 Mile Road N.W. and appointments can be arranged by calling (616) 784-1700. Our website has useful information and intake forms to get started with the evaluation process.