Warning! Hill Insurance Agency's "clerical" mistake caused us to be uninsured with our homeowner's policy for 3 months. No notice was ever given to us, no explaination, just that they entered a credit card number incorrectly. We paid a year policy in full every year as we no longer have a mortgage on our home. We had no idea of this screw up until we got a strange bill from Allstate and we called Allstate to learn that we were no longer insured! We have used Hill Insurance for years and it is a horrible thought that perhaps we were never insured? Watch out for them.