ABNB Federal Credit Union is by far the best financial institution I've ever used. I moved over to ABNB after several horrible experiences at Bank of America and I've never regretted it. When you deposit your money, whether cash or check, the total amount is available immediately. The tellers are all friendly, unlike at many of the larger banks. The only drawback to ABNB is that you can't deposit into their ATM, so you have to go during business hours if you want to put money into your account. However, if you're able to use Credit Union Service Centers all over the country, most of which are open later hours than regular financial institutions. All in all, ABNB is great ... I've never been happier with a credit union!