If you want to be debt free, the first thing you need to do is get rid of your existing credits and then you are on your way to maintaining that freedom. Here are some tips of how you can achieve this:
Get help- if your debts are out of your control anymore, you can ask for help from a debt settlement back end company. It can help you settle your debts with your lenders or collection agency. It can also help you find the right solution to your situation. There are lots of legal companies that can help you, like the Debt Aid Processing. You just have to be careful not to land in the hand of scams.