It is easy to be in debt but difficult to get out of it. Having a job gives confidence to borrowers because they know they have some amount to expect every pay day. However, what many people forget is that they also have future needs that are supposed to be met by their future salaries. If all their income is already promised to the compensation of their previous expenses, what would they spend for the coming days?
It is not impossible to be free from the bondage of debt. You only have to be disciplined enough to stick to practicality in financial matters.