Restaurant has a tiki-type ambiance with bamboo-ish wicker furniture and a wood deck over the intracoastal. The restaurant often has reggae bands playing on weekend nights and an active bar. The food is pretty good but the star here is the ambiance and florida feel of the place. They have a two page menu of specialty drinks that can be ordered.
Also good but more laid back is the next door Two Geroges Grill. They cater to boaters. Both of these restaurants allow you to dock your boat alongside so you can come ashore and grab a bite. I think Two Georges has better food but Banana Boat has better ambiance.