If you're looking for a worthwhile savings account, look no further than ING. Their current interest rate is 4.5% and it’s always higher than your average bank. There are no fees, and you can earn money for referring your friends. You can set up a regular transfer of funds from your bank account to your ING account, and transfer money back whenever you require. (Note, when you transfer money between an ING account and a bank account, it takes about 3 business days. Important to note if you’re about to make a payment that depends on the funds.) The savings rate just keeps going up and up, it’s a win-win no matter how you look at it, and you’ll wonder why you haven’t invested in one before now!
Security is excellent – they just upgraded it to a 3-step process. To open the account go to www.ingusa.com (CONFIRM) send a voided check from the bank account you want to link to ING (or is it $5?) to the address on the website and in a few days you’ll be all set up!