These guys pretty much took care of my problems without a whole lot of trouble. I gotta admit, I was a bit skeptical, but they ended up doing more than I was expecting and kept constant communication with me througout. They'd keep me posted by emailing me and calling me to let me know what was happening. I never felt neglected.
I feel like I just struck gold, but I didn't get any money for it. Lol. I'm not being restricted due to this burden anymore. I'm trying to buy a home for my family and I'm so relieved like I no longer have a monkey on my back.