This bank is a good bank. All the things they offer I can't find better anywhere else. Maybe its because I've been with them for so long, I don't know. There was only a couple things I found wrong with them is there customer service was very rood and unexceptable. Another reason is there online bill pay sucks. You have to mail in your bill names and wait a few days before they put them in the system for you to use it. To add another bill to your list the process was just to long. And now they charge you for using it.