I cannot say anything bad about my credit union. Since switching from a traditional bank that "fee-ed" me to death I've been so much happier! I do a lot of banking and they are sooo friendly. Up until recently a lot of people were promoted or moved to other branches, they even knew me by name. Loans are easy to apply for and they seem to really care about the customer. If you are bank hunting consider Resource One. You won't be disappointed!