To all who have had the mis-fortune of being indebted to CPS: No matter how mean and nasty alll of these people at CPS are, I have had the final laugh. I was paying my over priced, high interest loan without issue for almost a year. I became unemployed unexpectedly and called to make some arrangement or at least communicate with them (that is what we are all told to do with creditors....just call them). The nasty ""woman"" on the other end prompted me to cut off all contact. I decided that I could not make the payment comfortably on unemployment. I had moved two times since I bought my car and wisely did not tell them! I also had the privilege of changing my identity. They are livid and desperate to find me now after 6 months. They have one reference that told them where to go and a huge list of false ones I had given them. They have run a background on me only to find VERY old information that is not useful. I do not live anywhere near my last known address so they will get the car when I am ready to return it. BOTTOM LINE: worst finance company ever. Their behavior is illegal and I may file suit just for fun. So remember: what goes around really does come back around .....eventually!
Pros: They will finance dead people
Cons: EVERYTHING ELSE
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