Whitaker Bank is a full-service financial institution that offers various loan and deposit products. It provides home mortgage loans, home improvement loans, consumer loans and a wide range of business and agricultural loans. It is a wholly owned subsidiary of Whitaker Bank Corporation of Kentucky, which is a multibank holding company. Whitaker Bank provides certificates of deposit, low- and high-volume business checking accounts, individual retirement accounts, overdraft protection, wire transfers, direct-deposit services, account reconciliation, debit and credit cards and online banking services. It offers electronic statements, online bill payments, bank-to-bank fund transfer services and foreign currency exchange services. It operates through more than 30 branches. Headquartered in Lexington, Ky., Whitaker Bank has one of its locations in Frankfort, Ky.