Wainwright gains customers whenever another bank gets eaten by Big Business, and with good reason. If you have direct deposit there are no fees, period, and Wainwright is part of the SUM network, which means no ATM fees at participating banks. That also means that if you felt betrayed by Citizens and fled, you can still sneak back and use their ATMS (the SUM ones) with no fees. Ha, ha, ha! The staff is friendly and helpful, they support and exemplify diversity, and the free coffee comes from Diesel across the street. This Wainwright also has a Community Room which you can arrange to use, as well as a sort of lounge area with TV and internet access. We love Wainwright!