We hooked up with Tim through the yellow pages to invest a substantial 401k for us. Our 1st mtng was to go over options available which we did but elected not to till the next mtng.Later we found out he had already invested them in funds we did not authorize. We could not get him to return our calls or emails to get the monies put back into a money mkt. acct. We may have to go to court to get this resolved. \r
Be very careful who you select as your investment broker.