It is a trap to keep you firmly in debt...We have a loan there..When they first started in Litchfield, we decided since we had no credit history we would secure a loan.. Extremely easy to get, no credit check, use 2 items for collateral and bingo you have a check in your hand
Before we got the loan we asked them does this go on your credit report... A firm yes ..We finished the loan and they suggested a second one to secure our credit report..
The next year we went and inquired about our credit report...Was not on there...their excuse our systems are not compatable with theirs....
Finally they upgraded and it was taken care of...Five years later we are still securing loans from there. However the rates are extremely high..When we finish this loan it will be the last one..
The problem is that they push you to renew your loan when it comes due...And push and push..even throwing in incentives.. Would not recommend it to anyone.