I'm licensed in Oregon, Washington, and Arizona, and I specialize in FHA, Oregon Bond, and USDA zero percent down programs. However, I also enjoy working with first-time homebuyers. I know that in this rapidly changing marketplace it's important that you have someone with experience to accurately answer your questions and navigate you through the mortgage approval process. The mortgage industry is increasingly complex. Therefore, finding someone you trust is key to helping you obtain the best value while completing your transaction with the least amount of stress possible. NMLS # 247157.