Insurance. None of us like paying for it, but we have to in many cases. So, why not make it a less painful and more pleasurable experience? You might as well. This State Farm office is run by a small number of people. One of the associates has been there for years, at least 15. They remember details about you and are able to have conversation when you call, it's almost like calling an old friend. I've been with them myself for about a dozen years. i have all my insurance needs met by them in addition to banking. Yes, State Farm has a bank. Give these people a call, I know you'll agree with me. By the way...you don't have to live in Livermore to hire them. Some transactions can be handled over fax. I haven't lived in Livermore for 10 years. It's like a bank, you don't have to reside in the city your bank is located.