L. Elizabeth Johnson Spell, the Attorney in our Bankruptcy Division, is the expert on bankruptcy law. Elizabeth can advise you on any questions pertaining to bankruptcy, the process, and how to file. If you are having financial trouble, need debt relief, foreclosure or credit card collections, please call us for an appointment and a free consultation. Elizabeth offers bankruptcy services on: Chapter 7, Chapter 13, debt relief, foreclosure, credit card debt, collections, loss of job, and repossession. We can evaluate your case and tell you if a Chapter 7 or Chapter 13 is right for you.