Rice Banking Company was founded in 1905 by Julius L. Rice. Mr. Rice believed the hard working people of Montgomery, Alabama needed a place where they could borrow money at a time when the commercial banks were not interested in lending to them. If someone needed a small loan to get through an emergency, an unexpected expense or maybe purchase something to make life a little easier, Rice Banking Company was there. The more things change, the more they stay the same. Big commercial banks still make it hard for working people to borrow and Rice Banking Company is still here, operating under the same principles that Julius Rice set forth over 105 years ago. That is, treat the customer fairly, with respect, never taking advantage of someone in need. We want to be your loan company for life. Rice Banking Company specializes in everything from small credit starter loans to automobile loans. We serve Central Alabama with offices in Montgomery, Opelika and Selma. Come in to the branch nearest you, bring a recent pay stub, drivers license or state issued id and a recent utility bill. Let us put our experience to work for you.