I received this credit card about a month and a half ago. It came with alot of fees on it which I knew about. As soon as I paid it off, I get a letter stating there is a restriction on it and to call in. So I call in and then they tell me I need to fax them proof on bank letter head showing that the check cleared my bank. Now this is a bank themself and they can't tell if something clears another bank. So now I have paid 200.00 and have cancelled this credit card due them being a bank and their process being stupid. None of this was explained at my initial conversation with them when activating the credit card. I would not recommend anyone to get this credit card. They get your money and then they do something like this to make you not want the credit and they have made 200.00 without even providing anything to you. So if you don't want a headache stay far away from these people when it comes to credit cards.
Pros: I don't see any