Orange bank is a really great idea. Its an online bank that pays really good interest, without a minimum deposit. It is entirely web based so you get to make the interest. The lowest interest rate they will give you is 3.80% APY. Thats pretty good considering you make close to nothing at your regular bank. Just do a Google search for Orange Bank and it will come right up. They are really high tech on security and making things great. One of my favorite features is the automatic deduction from your checking account so you dont have to think about saving money!