I purchased a car earlier this year. Rather than obtain financing from my own bank, I was talking into getting a car loan through my car dealer.
I didn't know it was Oak Brook Bank that decided to be my lender until I received a stack of payment coupons from them.
I have had trouble with them from the begining. My credit scores are solid and I have never missed a payment. Despite this stellar record, I have been harrassed by Oak Brook Bank repeatedly. They send me a letter every month asking for verification of insurance, even though my insurance agency has sent it to them five times! They don't look at their records and send me threatening letters that my credit rating will take a hit or they will drop me.
If anyone knows how I can get out of my contract with them, let me know. I would not recommend anyone to knowingly borrow from them, no matter what rate they offer. It's just not worth it.