Established in 1892, Northern Michigan Bank & Trust offers a range of financial services. It provides deposit, lending and investment services. The bank also provides personal, business and online banking services. It also offers telephone banking and 24-hour customer care services. The bank provides ATM, debit and credit cards. It deals in deposit and savings accounts. Northern Michigan Bank & Trust offers conventional, construction and home improvement loans. In addition, the bank provides wealth management, balance checking and mortgage assistance services. It manages a staff of cashiers, managers and support personnel. Northern Michigan Bank & Trust maintains a presence in Marquette, Mich.