At Northern Hancock Bank & Trust, you will find a bank that is focused on building long-term banking relationships with our customers and our community. We are a local bank with an experienced staff ready to serve you.. Personal Banking - Deposit Accounts,Money Market Accounts,Certificate of Deposits,IRA,Personal Lending,Special Services,Calculators. Business Banking - Business Checking,Money Market Accounts,Certificate of Deposits,Interest on Lawyer Trust Accounts,Business and Commercial Lending,Special Services,Calculators. Online Banking. Mortgage Lending.