First let me begin my saying I have TERRIBLE credit. After going through a messy divorce, losing my home, and being laid off for 6 months, I had to file a Chapter 7 Bankruptcy. After my old lemon of a car died, I had no idea what I was going to do. I asked some members of my family to co-sign for a car loan, and they were unable to due to their own financial hardship. I am so glad I found this website. I was a bit worried that it was a scam, because so many other bad credit loan sites are, but this site had so many useful articles and really seemed secure. I filled out the application, and before I even left the site, my phone was ringing. I was someone from the company that went over my application with me, and set up a time for me to come in. Again, I was a bit hesitant, because I had gotten turned down so many times before due to my bad credit, but I had no other options-I needed a car to get to work! I got there, and the staff was so friendly. I never felt like I was being judged, and I ended up getting a loan for a car that I have been wanting for a while, but never thought I'd be able to get. As cliche as it sounds, in these hard times, this site has really given me the ""New Start"" that I needed.
Pros: Great customer service, Respectful staff, Got me a loan!