Working as both a Certified Athletic Trainer and a massage therapist, I need good liability insurance. I have had coverage with Marsh since I was still in school; I had a student policy that I think cost me $17 a year. Now that I've graduated, obviously, the cost has gone up but not to where it is a struggle to afford this basic necessity.
I've never filed a claim with them, knock on wood for that to continue, but they have been great about keeping me up to date on changes to policies or premiums, letting me know well in advance of my policy's need to be renewed, and suggesting further coverage that I may find helpful for my specific needs.
It's quick and easy to reapply if you forget and let your policy lapse. I found out you'll have coverage back that same day you notify them and send in your credit card number.
I would recommend their services thus far, they have treated me fairly.