Being a newcomer to buying precious metals I asked Todd Marley to purchase a certain $ amount of silver for me. I had seen the spot price was 28.34 on a website the day I placed the order. After a week, he placed an order and tried to charge me 31.50 plus per coin fee. I refused and we agreed on 29.50 plus per coin fee. When I went to pick up the silver, with cash in hand, he was a half hour late and then rude about being rude. Really? He was only going to sell me 140 coins at his price. So I turned and walked out and went to find another dealer. For slightly less money I purchased 170 of the same coins. I'd like to thank Todd for his rudeness. I made out well with the other dealer!