Be warned: This business is HORRIBLE!! Do not purchase anything on their credit plan. They have disturbingly bad accounting issues. I am looking at THEIR website's payment history line by line and it shows I've made every month's payment. However, they say I'm three months behind. They've shown up to my workplace on more than one occassion. They threaten to take back the furniture. They won't honor their Premium Warranty unless the account is paid EARLY!! Yes, EARLY!! My pament isn't due until 7/20, today is 7/7. They won't fix a covered item under the warranty until the 7/20 payment is made, 3 weeks early!!! And if you make 12 payments in a 12 month period, but are late on any of those payments, they don't count them. They still say you are "behind". I've received two phone calls from outside attorneys asking if I've had any accounting issues with Lack's. Beware of this company!!!