Payroll Services, Time and Attendance, Human Resources, Poster Compliance, Workmen's Compensation. Female Owned and operated, Locally owned and operated,. LCAF is a local female owned and operated payroll processing company that is committed to delivering timely and accurate results. LCAF began processing payrolls in November 2009. Since the date of inception, the business model has slightly changed from processing payrolls to providing necessary support to assist clients with their primary payroll activities. However, the business model includes steady managed growth, well-defined internal controls, and exceptional customer service.First and foremost, LCAF is a payroll processing company and aims to ensure client expectations are not only met but also exceeded. While LCAF offers ancillary services that integrate with their payroll service, they ensure that they are first providing their customers with the best of their expertise, processing payroll. Lorretta Ayala, Owner, states Our clients can be assured that the services we offer are managed by our local staff as opposed to other large publicly held companies who sell their clients everything under the sun, and then pass them off to be serviced by others throughout the country. All customers at LCAF can rest assure they are handled by employees who live in the local area.