This small town insurance company has the personal care when dealing with your insurance for your house, car, or any insurance need. Their rates are average, but their customer service is where you get your value. They work with you to make sure you are getting the appropriate discounts, and that you have the coverage that you need. Every time you call you get to talk to the same person. You don't have to deal the automated phone system and not get to talk to a live person.