I think that KFHC is actually a very good medical insurance company for all ages. It can be bought as individual or family plans and it is also available through Medi-Cal and the Healthy Families program. I have had KFHC for over one year now, and have been very satisfied with all aspects. such as choice of Dr's. services, hassle free paperwork, authorizations, etc. I really do recommend KFHC to anyone who is looking at health plans in our county or on a certain program and may have the option to choose KFHC as their provider of insurance!