I kept seeing these guys on TV ads saying they finance anyone. I thought it would be anyone except me. I filled out an online credit application and I was contacted by Gary B the internet sales guy. He told me what to bring to get a car, license paystub cell bill and a piece of mail super easy. I couldn't believe it that I could get a car because I had a car repossessed last year and I only had been working 9 months on my job. Gary was super cool and didn't beat me up about having crap credit and a repossession. He treated me like my credit was good. I told him I was short a few hundred bucks on the down payment and he let me pay the money I was short in small payments. Anyway I got a little 4 door automatic that gets great mileage (I am a single dad) and my payment is like 310 so I am good with it. I would recommend going to the Karzplus at E street and 3rd in Chula Vista (I know they have other spots) but those guys are super cool. I drove away with my car the day I went in!