I met with an agent from Independence Planning Group in Blue Bell after seeing an advertisement in a local newspaper. The ad seemed very sincere and that their agents were looking out for you, the insured. I was proven horribly wrong. The agents there push you, yes, but with their own commissions in mind. They do have a different spiel - advocacy, as in they are trying to save you, and your drowning finances. It was absolutely ridiculous. I understand working for your commision but do not try and deceive your potential customers with obviously fake concern and sincerity.