Independence Bancshares is the holding company of Independence National Bank, which is a community institution that offers business and personal financial products. Founded in 2005, Independence National Bank provides checking, money market and savings accounts. The bank offers installment, real estate and construction loans. It provides safe-deposit boxes and credit cards. Independence National Bank also offers online banking services that feature account information, money transfer between accounts and bill payments. The bank provides cash management, merchant and courier services. In addition, it offers 24-hour telephone banking services. Independence National Bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.