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Ifreedom Direct - 43 Reviews - 840 5th Ave 300, San Diego, CA - Real Estate Services Reviews - Phone (619) 880-3788
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Ifreedom Direct

840 5th Ave 300
San Diego, CA 92101
(619) 880-3788
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Ifreedom Direct - San Diego, CA



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We worked with Hugo Montano to secure a VA Home Loan and he is definitely an EXPERT in his field with a passion for what he does! He showed that he cared for us and was on the bal...


Disrespectful, pushy, and "entitlelistic thinking" staff. Try to suggest that you can get a rate quote. Oh but first "we need to see if you qualify before we waste our time". Your...

Editorial review from Citysearch 12/12/2014

I am a Veteran who purchased my home through Todd Patey at \r IFreedomDirect. This company was very professional and Todd's\r knowledge of the whole process was exemplary. Everything went \r smooth sails and it was a pleasant experience.\r Sincerely,\r Sean K Teaters more

Smoothest service ever...easier than buying a car 2/14/2012

We worked with Hugo Montano to secure a VA Home Loan and he is definitely an EXPERT in his field with a passion for what he does! He showed that he cared for us and was on the ball every step of the way! We are first time home owners and Navy Vets - now in a beautiful home with 2 dogs. Life is amazing and Hugo helped to make that possible and without any snags along the way! The process was so smooth and we closed in less than 30 days. We will never forget the assistance and sincerity we received from Hugo and iFreedom Direct. more

VA Loan - First Time Home Buyer - Seattle WA 10/7/2011

I first worked with Carlos Castro who helped me do some credit repair. I had a low credit score. Without the repair work and the VA backing me I would have not got into my new home. Amir Nurani helped me greatly in all phases of the loan process. I ended up getting the house at 86% of market value, and almost $3k cash back at closing. more

Took the worry out of this first time home buyer 8/4/2011

I was very lucky to get Carlos Castro as my loan officer. more

Great Service 7/28/2011

Nothing but good things to say. Amir Nurani was excellent. I will have no problem referring him or iFreedom. more

VA LOAN REVIEW 6/23/2011

This has been the best comany I have EVER worked with. Amir with IFreedom really took care of us and kept us in the loop in the whole process! I would def use IFreedom again thanks to Amir! Great work and thank you for all of your hard work!!!! more

Fantastic Service 4/29/2011

I spent over twenty years in the Air Force. Much of that time in customer service. I learned that to keep your customer happy, you often do more than expected for them. I taught every one of my Airmen that same value. Further, I expected...sometimes DEMANDED better customer service from those for whom I was a customer. With luck I left a positive, powerful, lasting legacy for the next generation of Air Force leaders. Amir Nurani, had he spent time in the Air Force, could have emerged as one of those Airmen I trained. Unbelievably skilled in his job, Amir inspired confidence through the entire loan process. When he told me a VA loan could be closed in less than thirty days, neither I, nor my buyer's agent believed it. I had purchased with a VA loan in the past, and knew that Amir was just ""trying to make me feel good."" Well, there is egg on my face. From start to finish, it took 28 days. I don't know the way this young man's connections and networks reach out to so many, but for a fact even the appraisal was accomplished quickly. One-stop shopping is what it's all about, and Amir made the people attached to his puppet strings dance and run to get everything done. Well done Amir, and well done to iFreedom Direct. If there were an Amir at every company, and every position in the government, there would be LOTS of people able to get things done. If you need a home loan, contact these guys. From the reviews below, you can see it's not just Amir, but it is every one of their employees. It's either something in the water at iFreedom Direct, or they only hire professionals. more

Great Customer Service and Information 4/24/2011

Working with Amir Nurani was a stroke of great fate and good luck. This was my 2nd VA loan having been out of the USAF for 31 years. This was our last house we ever intend on purchasing and Amir offered advice at every turn, all designed to save my family money and time. His knowledge of the VA process was impressive and intellectual, he surely showed he was a master of his craft. From beginning to end, he displayed a professional competence that I embraced and appreciated. Thanks for professionals like Amir and iFreedom Direct for being a sensational value for any active duty or past veterans who want to take advantage of their benefits in supporting our great country. God bless Amir and iFreedom Direct - use him, you won't ever be sorry. more

iFreedom Direct..Michael Warner 1/18/2011

Working with Michael Warner on buying my first house was a dream. I am in the military and using a VA Loan, and working with Michael was so easy because he already knew so much about the VA process. He really made it so simple, I plan on being in this house for a very long time, but just incase I want to buy another one, I will def be calling Michael again. Thanks again iFreedom Direct and Michael for all of your help and your support with the military. more

Pushy 1/6/2011

Disrespectful, pushy, and "entitlelistic thinking" staff. Try to suggest that you can get a rate quote. Oh but first "we need to see if you qualify before we waste our time". Your better off to contact your local mortgage company first. more

iFreedom Direct..Ivonne Ganss 12/9/2010

Ivonne Ganss is nothing less than awesome!! From the first time I talked to her I felt confident that she could help us. She knows exactly what she is doing and very fast and efficent...did I say fast.. we closed our home in 17days after I first spoke with her..yes 17 days.. this is even over the thanksgiving holiday!!! She was on top of every possible condition that would come up and made the process so much less stresfull.she answered all of my questions, and believe me there were many..and responded quickly to all my calls and emails..even after hours which I really appreciated.we had worked with another lender before Ivonne, and I wish I had found Ivonne first!!! We are now moved into our new home and will be able to celebrate christmas in our new home!!!! THANK YOU IVONNE!!!! more


Merry Christmas to my family thanks to Don Ruff at IFREEDOM DIRECT. I really can't believe how professional Don was at getting me our house through VA. Honestly i didn't think i would qualify or credit issues, but with Don Ruffs help we overcame and are now owners. i would highly recommend Don Ruff to anyone in Cali. more

Ivonne Ganss 12/8/2010

Ivonne Ganss was an awesome person to work with. She did all that she could and then some to ensure we were able to purchase our first home. She was always their and would follow up with us a few times a day. I felt like she was a personal friend looking out for our interest. i Freedom direct is lucky to have a person like Ivonne working for them. She knows her job and knows what steps are needed to become a home owner. We had terrible luck prior to working with Ivonne. She takes the stress out of purchasing a home!! Ivonne if you read this review I truly want to say thank you, you are a blessing to the mortgage world. Once again Thank You! Go RAIDERS!! more

Mike Warner: iFreedom Direct's SECRET WEAPON 11/9/2010

Michael Warner handled my first time homebuying experience with a level of professionalism and determination seldom seen in today's marketplace. more

Craig Martin really cares 10/27/2010

When my wife and I began the process of purchasing our first home we were often told the process was going to be tedious and frustrating. This was true with our first LO but far from reality once Craig finally convinced us to give him the opportunity to make our dreams come true. Craig promised and promised and then delivered right on schedule. His impeccable customer service came as a surprise in this era of ""time is money"" and ""money talks"" mentality most of the country identifies with. more

Ivonne Ganss 10/23/2010

Ivonne took over a loan (from a different company) whose previous LO was let's say , a disaster. She accomplished in 10 days what tis other guy could not do in 3 weeks. And the BEST part of working with her, COMMUNICATION!!! She provided daily updates and kept to her timelines. I wish lenders would understand, we are not dumb, don't write paragraph long emails explaining yourself...just be honest. If you can't make something happen, let us know. Ivonne, does that. She is honest and tells it like it is. If more lenders realized that A) Silence is deafening and B) just because you write a book explaining what you did and not what you haven't done, you are probably kidding yourself. Ivonne, is a breath of fresh air in the lender world! Thanks IVONNE!!!! more

Easiest Home Loan Ever 10/21/2010

I want to thank Craig Martin for all his assistance in getting my home loan approved. After Bank of America turned me down because of my time at my current job I contacted IFreedomDirect. Craig called my almost immediately and I was preapproved for well over what I was hoping for. Craig kept me in the loop so this was the easiest home loan application I have ever had. I will recommend IFreedomDirect to my two sons who are also veterans when they start looking for a home loan. Again I want to thank you very much. more

Don Ruff, the BEST Lender with IFreedomDirect! 10/18/2010

Working with Don Ruff was a breath of fresh air. He made us feel like we were his only clients because he was always there if we needed anything. He was always patient, dedicated and knowledgeable throughout the whole loan process. There are people in this world that do their jobs at the bare minimum, and then there are people like Don that goes above and beyond. We started this loan process two years ago, first with Wells Fargo and then with Indymac and we never felt the reassurance as we did with IFreedomDirect. Throughout the loan process we've dealt with four different lenders and by far Don is the BEST. His honesty and knowledge is something that those other lenders lack. We will definitely recommend him to everyone we come in contact with because we feel everyone should have someone with his work qualities and ethics. Thanks again! Sincerely & Respectfully, The Siddiqui Family more

Ask for Amir Nurani 10/5/2010

Review posted by Alison Spalding If you are a vet and you want to buy a house, Amir Nurani will make sure that it happens for you! I just closed on the perfect house for me, and I pretty much owe it all to Amir. As far as I am concerned he is the greatest at what he does. Amir is your guy, and if you get to work with him you will never regret it! As a former military officer I do admit that I have very exacting standards which can be really hard to live up to, but Mr. Nurani exceeded my high expectations, and then some! It was such a pleasure, I rarely run into this kind of competence with anyone that I work with in any capacity, and that is why I must recommend him to you so highly! I encountered Amir months prior to beginning my loan application process, and from that moment on, I've always felt very lucky that Amir was the person who answered that very first email. Amir Nurani is a cool guy and fun to work with, but don't let that fool you for a second because Amir is the very epitome of competence and professionalism above all else! Among his greatest strengths, which are numerous, are Amir's thoroughness, his knowledge base, his painstaking attention to detail, his follow-through, his diligence and vigilance, his focus, his PATIENCE, his dedication to his clients, and his full on know how. This is a guy who REALLY knows what he's doing! With Mr. Nurani, I never even thought to wonder how long he's been doing the work he does, because he's just so good at it that it seems like he's been doing it forever. Amir is also completely unflappable, which is something I've always found to be extremely important in a professional person. Amir Nurani knows every in and out of what will be needed to take the loan through from the first stages to the final completion and closing, and he will make sure that you close on time because your package will always be complete with Amir in charge. Count on it! It can be a long process to do one of these VA loans and, in my case it was quite long because, (through no fault of Amir's, but only how the real estate market is today), we had to do my file over and over again on several different houses. Never once did Mr. Nurani make me feel that he was tired of continuing the process with me! Amir was in it for the long haul, and with that super pleasant personality he has, I can't imagine having had to do that kind of work with anyone else.! It's a very difficult, painstaking type of work that these people do, and I could never imagine doing it myself, but Amir never appeared to be overtaxed or the least bit irritable or even tired! And trust me when I say that what these people are doing is pretty complicated, and I can't imagine anything worse than getting someone who wasn't good at it. But getting someone who is GREAT at it is even better, and that person is Mr. Amir Nurani! more

CRAIG MARTIN 9/29/2010

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Direct FHA and VA Lending Specialists

Owner Message

  • If you are seeking a government-backed home loan, rest assured that is our specialty. iFreedom Direct is a top national FHA and VA lender, and our team has been assisting borrowers with government mortgages for over 20 years. If you're on active military duty, a reservist, or a veteran, you may be entitled to substantial benefits to help you purchase your home with no down payment. Our VA loan professionals can help you. If you're interested in refinancing your mortgage to pay off debt, do home improvements, get cash out, or lower your interest and monthly payments, iFreedom Direct can help you take advantage of low government program interest rates. For VA home loans, VA debt consolidation, cash out refinance and more, let iFreedom show you the benefits of working directly with a specialty VA and FHA lender.

Additional information

  • Neighborhoods:

    Gaslamp, Central, Central San Diego