We offer free debt counseling that is personal and tailored to your unique situation. We specialize in helping people eliminate credit card debt. We also assist people with student loan debt, help homeowners avoid foreclosure, provide reverse mortgage counseling to seniors, help people manage their credit score, and provide bankruptcy counseling and education for debtors filing for bankruptcy. Financial education is part of everything we do, and we also offer a wide variety of financial education tools and resources. Over the years, we’ve earned the trust of consumers and community partners because we care. We're different from other debt relief companies. We’re professional, compassionate and committed to helping others. Through financial knowledge and expertise, we provide high-quality products and services that enable people to enjoy a better quality of life.