I guess that some call this a time share package. Where you pay a certain amount of money then you are guaranteed certain places to vacation every year. I have been to quite a few of these seminars where they guarantee you a prize for listening to thier presentation. I was very impressed with thier presentation and the selection of places to vacation at. The neat thing is it is for a life time and can be passed on to your children and to your childrens ect. Ask to speak to Seyi Famodu. If you are looking for this kind of thing these are the people to talk to!